If you take a loan you have to make a profit! / Ghana 2015
Iddrisu Saweba (34) was a teacher for years before starting her own savings as starting capital Fairoozan Enterprise three years ago. "I liked the work in education, but it did not deserve good. I thought that with my own company I could get a better income and a better future for my children. They are extremely important to me. "How important her children are, is also apparent when she explains the name of her company:" Fairoozan is a combination of my oldest children, Ferooza and Fawzan. "
Iddrisu now has two stores and a warehouse. One of the stores is located directly on the new market square in Kasoa, a growth municipality on the outskirts of Accra. It is raining today, and there is therefore not much activity on the market square. "But that is different on market days", says Iddrisu. "Thursday and Friday it is very busy here. Then we can hardly touch the approach ". Iddrisu has just given birth to her third child. As a result, she has not been able to work much in recent months. "And yet the turnover has increased. Go figure!"
Entrepreneurship is Iddrisu in the blood. Her mother was a businesswoman; she acted in clothing. Although Iddrisu was already convinced three years ago of her own entrepreneurial qualities, she could not have experienced such rapid growth without Lendahand's meso loan and local partner Abii. "Previously, I also bought a lot of goods on credit and then agreed on a number of payment terms with my suppliers. But now I can buy more, pay directly and quickly get my profit. Without that loan, that is impossible. "
"I would like to say to other entrepreneurs: bring some own capital if possible. Those who take out a loan must also make a profit. Some entrepreneurs sometimes forget that. They pay off their loan and stay behind with empty hands. The bank charges additional costs for your loan. You have to be aware of that. But if you inform yourself well in advance and know how it is, a loan can be very profitable. I am the best example of that! "
The Ghanaian Iddrisu in her shop Fairoozan in Accra